Temporary Health Insurance in Connecticut
Connecticut Temporary Health Insurance Plans
People from the state of Connecticut, and in other states, who had recently lost their job and their group health insurance coverage along with it, are in search for temporary health insurance to give them continuous health coverage while waiting for a new group health insurance to take them in. This is the same case for people who lost their dependent status and who are no longer qualified for health insurance coverage according to their health insurance policy.
Making comparisons with temporary health insurance plans in Connecticut and different health insurance companies that abound in the state is easier and more convenient than getting regular health insurance plan. You can get a few quotes to compare by spending a few minutes online. The basic coverage of temporary health insurance to look for are doctor’s office visits and check-ups, diagnosis, routine exams and laboratory tests, and basic coverage for hospitalization and other medical services for illness and injuries due to accident.
But a thing to remember about temporary health insurance is that it will not cover any pre-existing condition. A pre-existing condition that is determined to be excluded from the health insurance coverage is any health condition that the person had acquired 36 months before purchasing the health insurance plan. All health insurance companies have pre-existing condition exclusion. This is the period of time wherein a pre-existing condition cannot be covered by the health insurance policy, and it most cases it can’t be less than 18 months. And since temporary health insurance will only give health insurance coverage for a short period of time no greater than 36 months, people with pre-existing health condition may not find sufficient health insurance coverage from temporary health insurance. Basically, temporary health insurance plans are designed for healthy people waiting for a group or family health insurance to take effect.
Temporary health insurance is commonly for people who:
§ Have temporarily lost their job and who are still looking for new employment
§ Have recently graduated and who are looking for employment
§ Have recently lost their dependent status of someone’s group health insurance
§ Have retired early and who are waiting to be age-eligible for Medicare
Connecticut Temporary Health Insurance Companies
Hartford, Connecticut
§ Aetna Inc (Aetna)
§ Hartford Accident & Indemnity Company (Hartford)
§ United Healthcare Insurance Company (United Healthcare)
§ Aetna Health Management, Inc
§ Metlife Insurance Company Of Connecticut (Metlife)
Farmington, Connecticut
§ Bisys Insurance Services Inc (Bisys Insurance Services Neng)
§ Di Sorbo Advisors Services (Das Associates)
§ Farmington Community Insurance Agency (Nationwide)
§ Liberty Mutual Insurance Company (Liberty Mutual)
§ United Underwriters Inc (United Underwriters Inc)
Danbury, Connecticut
§ Associated Insurance Agency
§ Cheapest Insurance Agency
§ Health Net Of The Northeast, Inc (Physicians Health Services)
§ United Insurance Associates, Llc
Norwalk, Connecticut
§ Darby Shoff Company Inc (Taylor & Golden)
§ Your Insurance Agency Inc
§ Trade Wind Pro Health Care Agency
§ Centro Hispano Insurance Agency
Bridgeport, Connecticut
§ General Insurance & Risk Management Inc
§ Fatima M Silva Insurance Agency (Fatima M Silva Insurance)
§ Lincoln National Insurance Associates, Inc (Lincoln Financial)
Glastonbury, Connecticut
§ Connecticut Medical Insurance Company (Cmic)
§ Anderson Meyer Insurance Inc
§ Smith Brothers Insurance Inc
Alternative Methods of Getting Temporary Health Insurance in Connecticut
If you have a pre-existing health condition and you’re worried about resorting to getting temporary health insurance from private health insurance companies which doesn’t really give you any coverage for your pre-existing health condition, the sate of Connecticut provides alternatives for its citizens, to give them the opportunity to have the most complete and comprehensive temporary or regular health insurance plan.
COBRA or the Consolidated Omnibus Budget Reconciliation Act gives the citizens of Connecticut the option to retain the group health insurance plan that they had with their previous employer while still looking for a new health insurance plan. A person can retain his group health insurance coverage for as long as a year, but this may be extended depending on the person’s health condition.
Since COBRA retains and does to renew you previous group health insurance plan, any pre-existing health condition covered by your group health insurance will also be covered completely. This is important for people who are being offered incomplete temporary health insurance by private health insurance companies.
COBRA applies for people who have recently lost their job and individuals who have lost their dependent status, e.g. the legally separated and the newly graduate.
Connecticut Heath Reinsurance Association or HRA is a high-risk pool that provides health insurance especially to people who have pre-existing health conditions. There are a few qualifications for getting health insurance through HRA, and this may include:
· A 18-month continuous health insurance coverage prior to applying for health insurance through HRA
· The applicant must have had used up his COBRA eligibility and must not be eligible for Medicaid, Medicare or a group health plan
· The applicant needs apply for HRA with 63 days of losing the health insurance coverage you had from either an employer or a private health insurance company
For more information about Connecticut Heath Reinsurance Association, you can call them at 1-800-842-0004.
People from the state of Connecticut, and in other states, who had recently lost their job and their group health insurance coverage along with it, are in search for temporary health insurance to give them continuous health coverage while waiting for a new group health insurance to take them in. This is the same case for people who lost their dependent status and who are no longer qualified for health insurance coverage according to their health insurance policy.
Making comparisons with temporary health insurance plans in Connecticut and different health insurance companies that abound in the state is easier and more convenient than getting regular health insurance plan. You can get a few quotes to compare by spending a few minutes online. The basic coverage of temporary health insurance to look for are doctor’s office visits and check-ups, diagnosis, routine exams and laboratory tests, and basic coverage for hospitalization and other medical services for illness and injuries due to accident.
But a thing to remember about temporary health insurance is that it will not cover any pre-existing condition. A pre-existing condition that is determined to be excluded from the health insurance coverage is any health condition that the person had acquired 36 months before purchasing the health insurance plan. All health insurance companies have pre-existing condition exclusion. This is the period of time wherein a pre-existing condition cannot be covered by the health insurance policy, and it most cases it can’t be less than 18 months. And since temporary health insurance will only give health insurance coverage for a short period of time no greater than 36 months, people with pre-existing health condition may not find sufficient health insurance coverage from temporary health insurance. Basically, temporary health insurance plans are designed for healthy people waiting for a group or family health insurance to take effect.
Temporary health insurance is commonly for people who:
§ Have temporarily lost their job and who are still looking for new employment
§ Have recently graduated and who are looking for employment
§ Have recently lost their dependent status of someone’s group health insurance
§ Have retired early and who are waiting to be age-eligible for Medicare
Connecticut Temporary Health Insurance Companies
Hartford, Connecticut
§ Aetna Inc (Aetna)
§ Hartford Accident & Indemnity Company (Hartford)
§ United Healthcare Insurance Company (United Healthcare)
§ Aetna Health Management, Inc
§ Metlife Insurance Company Of Connecticut (Metlife)
Farmington, Connecticut
§ Bisys Insurance Services Inc (Bisys Insurance Services Neng)
§ Di Sorbo Advisors Services (Das Associates)
§ Farmington Community Insurance Agency (Nationwide)
§ Liberty Mutual Insurance Company (Liberty Mutual)
§ United Underwriters Inc (United Underwriters Inc)
Danbury, Connecticut
§ Associated Insurance Agency
§ Cheapest Insurance Agency
§ Health Net Of The Northeast, Inc (Physicians Health Services)
§ United Insurance Associates, Llc
Norwalk, Connecticut
§ Darby Shoff Company Inc (Taylor & Golden)
§ Your Insurance Agency Inc
§ Trade Wind Pro Health Care Agency
§ Centro Hispano Insurance Agency
Bridgeport, Connecticut
§ General Insurance & Risk Management Inc
§ Fatima M Silva Insurance Agency (Fatima M Silva Insurance)
§ Lincoln National Insurance Associates, Inc (Lincoln Financial)
Glastonbury, Connecticut
§ Connecticut Medical Insurance Company (Cmic)
§ Anderson Meyer Insurance Inc
§ Smith Brothers Insurance Inc
Alternative Methods of Getting Temporary Health Insurance in Connecticut
If you have a pre-existing health condition and you’re worried about resorting to getting temporary health insurance from private health insurance companies which doesn’t really give you any coverage for your pre-existing health condition, the sate of Connecticut provides alternatives for its citizens, to give them the opportunity to have the most complete and comprehensive temporary or regular health insurance plan.
COBRA or the Consolidated Omnibus Budget Reconciliation Act gives the citizens of Connecticut the option to retain the group health insurance plan that they had with their previous employer while still looking for a new health insurance plan. A person can retain his group health insurance coverage for as long as a year, but this may be extended depending on the person’s health condition.
Since COBRA retains and does to renew you previous group health insurance plan, any pre-existing health condition covered by your group health insurance will also be covered completely. This is important for people who are being offered incomplete temporary health insurance by private health insurance companies.
COBRA applies for people who have recently lost their job and individuals who have lost their dependent status, e.g. the legally separated and the newly graduate.
Connecticut Heath Reinsurance Association or HRA is a high-risk pool that provides health insurance especially to people who have pre-existing health conditions. There are a few qualifications for getting health insurance through HRA, and this may include:
· A 18-month continuous health insurance coverage prior to applying for health insurance through HRA
· The applicant must have had used up his COBRA eligibility and must not be eligible for Medicaid, Medicare or a group health plan
· The applicant needs apply for HRA with 63 days of losing the health insurance coverage you had from either an employer or a private health insurance company
For more information about Connecticut Heath Reinsurance Association, you can call them at 1-800-842-0004.
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